In response to the second article, just no. Check it out:
Brute force attack on my password would take SIXTEEN YEARS to work. This is a twelve character password with eight letters and four numbers, no symbols at all.
There is quite literally zero need for more password variety. I'll let you know my truecrypt password (since you won't be having my computer or my key file
At the same site, I get 6 nonillion years.
6,000,000,000,000,000,000,000,000,000,000 years, to be exact.
Never been hacked, don't plan on it. I run MWB and MSE daily and never visit any link I'm not sure of, never click any emails I don't know, and never download any torrents I'm not (pretty) sure about. However, there are a few ways to literally be hacked
as in not just me being a [wagon] and letting them know my pass, I mean being watched by a program, or being wifi-sniffed, RATS, etc. Very rare though, and generally not happening for Runescape crap.