How can I get, say, 1M on an account with absolutely zero stats and money in a relatively short amount of time? This is preferably free-to-play but can be pay-to-play. Thanks!

Ah, the ultimate quest; quick cash with little to no experience.

 

There isn't any way to do what you asked; If there was, everyone would be doing it and we'd all have party hats.

 

The best way for quick cash, in my experience, is to smelt bronze bars using ores you've mined until you have 15 mining; then you can do the "Knight's Sword" Quest for a tidy 12k experience reward, which can easily get you to 29 smithing. Once that's done, just smelt iron bars until you've either reached your desired wealth or burnt out. This is most easily done on a Pay-to-Play world, as Free-to-Play worlds have massive competition.

 

Hope that helps.

P2p:

Pick Flax

Spin Flax (10 crafting)

Pick Flax & Spin Flax (10 crafting)

Collect Pineapples

Mine Pure Ess (Quest: Rune Mysteries)

Collect Snape Grass

Make Unfinished Potions

 

F2p:

Collect Runes at Dark Warrior Castle

Mine Rune Ess (Quest: Rune Mysteries)

Run Eye of Newts/Cheese/Harpoons

Box Sets (Needs Money)

 

Both:

Buy every bargain at Private Stores (Water Runes/Earth Runes/Bronze Arrows/etc)

Mine Clay, later Iron

Collect Feathers

Pick up Bones at Chaos Altar (Wildy 13)/Men at Edgeville

Merch (Needs Money) *Not Merch Clans

Make Pie Shells

Make Pastry Dough

 

Pro-Tip:

Do SoS and Player Safety for 20k starting cash.

I'm kind of burnt right now, I'll edit if I think of more.

Do both Strongholds for the few ten thousand they provide, then start merchanting armor sets. While you're doing that, do anything mentioned above.

Just wanted to mention a specific part of Bad911's post about the Eyes of Newts - they don't work well anymore because members can buy mass amounts of eyes in boxed form to last them years in a matter of minutes. Also smelting steel bars is very, very decent cash in F2P these days.. shouldn't take you too long.