lvl 51 with no money and rubbish total lvl or lvl 37 with pretty gud total lvl and money =]

doesnt matter cuz on members you can make money easily and raise levels easily. you can get that level 31 to 51 in a day on members

cheers for advice

I'd say the level 51. It's relatively easy to make a small amount of quick cash in members, so money shouldn't be too much of a problem, but combat level will make things easier. But then again, total level is good to have. It's your choice.

the 51..mainly because if u begin training its cb and total lvl u will skyrocket in cash and max hits,respect,etc