Well, yeah, that might be true, but with the caase at hand, wits has never been a "person" at all. what have i been then? :mellow: Good question... Also at emily, when I lent the 400 bucks to my roomate, I didn't really need to know when he would pay it back. In fact, I wasn't sure if he'd ever pay it back. but he was a nice guy and I was willing to take that risk. I've always had that general opinion... they can pay it back whenever they want, and even not at all. In that respect, when I lend money, its a gift mostly... with the option of paying back. My roomate still hasn't paid me back, but they still swear they will one day.