Well, there are more things you can flatpack such as cape holders, armour cases etc. And yes, if you have a flatpack and a room to put it in, just use the flatpack with the place where the furniture should be (in building mode).
I am not sure that they will update the bank accounts.. They don't seem to like the idea of an updated bank. I think that when time will come, we will see a new bank, but for now we can only wait..
Well, I think that the bank system should be reorganized. The F2P should be able to have a little bit more space: it ain't fair having almost no space at all. 4th post :XD: