nahhh... i think runescape can even teach the young people who play the game on how to be patient and wait until you can afford it. i mean we know how obsessed people become wiht games... they will probably literally think 'ohh i could take a loan from the bank... i can do something as easy as mining to pay it back in 2 days'. loans are bad in real life. yet at the same time, they could teach people a more valuable lesson... paying off loans when you DO get one.