i share your pain. I lost 10m cash, mask set and about 11k natures when my mian account was 'stolen'. and making my way back from scratch. currently 3.5m up =] good luck man! -godsoljah
I've never been brave enough to die with 3 items AND my casket so I'd say kill the guy, dig it up then drop all the gear. What I do Is I gather lots of sextants, watches and maps so that I don't always have to keep going back for new ones.