I have a few hundred sapphs and emrald, over 100 rubies and a good bit of diamonds. I can craft or fletch anything with them (have the levels) but I need some advice on what's the best thing to do with them, not for exp, but best usefulness or best monetary value. Thanks.

Sell them uncut, it will get you the most money.

well if youre big into dragon hunting you could cut the gyms up and fletch/enchant the rune or addy bolts for future boss hunting.

All my gems are cut. I always cut them before I bank them. I want to craft them into something, either rings, amulets, necklaces, bracelets or bolt tips. Which of these options would get me the best value or most usefullness of my gems?

Depends on whether or not you like to range stuff.

 

 

 

If yes, then bolt tips would be a good choice.

 

 

 

Other than that, games necklaces and dueling rings are pretty useful items, but you'd lose money in making them :/

 

 

 

Selling them is really the best option.

if they are cut, making the rubies into bolt tips and making your own ruby bolts(e) would not be a bad idea.