It's a big risk to take off all your armour in an attempt to bank it using the Yak. Wearing no armour increases the risk of a quick death before you get a chance to use the scroll ability. And besides, 96 summoning is a high level, they deserve the benefits. If a pker wants to attack someone that can summon a yak they have to understand that they might not get the loot and become skulled for nothing. That's the risk they take. The yak would simply give the advantage of being able to carry more food, which is great. For example, you could load the yak with more sharks, kill someone in deep wildy, put the loot on your yak and get out the food and still be able to survive one more duel on the way out against a weaker summoner since you have the food from the yak. ^^qft That's the advantage already there. Being able to bank your stuff during fighting is just a bit [developmentally delayed]ed. I think it's exactly the same case as why you're not able to use some routes out of the wilderness while you're under attack. The argument of "Well, I have 96 summoning why shouldn't I be able to bank my stuff when I feel I'm losing. It's a privilege I've earned!" makes as much sense as "Well i have the required magic level why can't i teleport away when i feel like i'm losing in lvl ~50 wildy". Having the ability of carrying tons of extra stuff with you is already an advantage and a rather fair one imo. And I think it's not going to be that much about banking your armor but about banking your weapon to prevent big losses.