the greed factor is totally out of hand, its twisting peoples friendships... here an example.. in the clan i was in, there was a rich 100+ a friend of his, who some others have known for lots of years asks to borrow his d chain (haven't been told the reason yet), the 100+ says yes (seem pretty stupid) but they all trust him the "friend" leaves the clan and gets away with the d chain. The 100+ is devastated because it took him ages to get that chain, and all the clan members are angry at the "friend" im not mentioning any names, just showing what the greed factor has done