i heard a rumor that if u trade over 500k to another player ull get banned is that true? cuz i owe someone that much

It's just a rumour, based on the account that Jagex simply bans accounts involved with huge deals in order to eliminate real-world trading. In fact, Jagex actually tries to trace those trades, you won't get banned if you are only given back lent money. (I've done such trades with friends for millions, and nothing has happened to me yet)

idk but i lent 1m to a irl friend and i found out it was a hacker under his name so i lost 1m =(

That's just a rumor, don't worry about getting banned.

Yes your fine. Real world trading would be traced differently. Aside from big trades, they'd probably check to see if the person has been recently added. Being a friend, they've been on your friends list for a while so you'll be fine.

I lent my friend 950K for a month, and another 700K later. Im fine so far. :wink: