Then you haven't been playing much daily. I've been playing since September 2005, and I'm level 84 and a multimillionare. I know not quite amazing stats, but good for 6 months. I think its mainly for organization and ease. If you take an item out, there's still another in the bank spot, so you always know where your stuff is. Yes but what's with the 13 Tinderboxes, 14 knives, 18 hammers, 20 chisels, etc. It's really strange having that many in the bank. I have a maximum of 3 at a time and that's generally a waist as well. What's with having so many of those basic items? :? Well I kinda do the same thing.. i just stock up on cheap tools so when I'm done using them and i don't want to go to a bank I just drop them.