A very nicely put article. I would, however, like to make a comment regarding the credit cards. You mentioned in the article, and several people have mentioned here, that players would have to wait til the age of 18 to pay by the quickest method: credit cards. Can I just say that I am 16, and pay with my debit card, which is as cheap and easy as paying with credit cards. Any debit cards can be used, I believe, which means that with some banks anyone from the age of 12/13 can pay by card. Whether this is a wise move or not is another matter...but I was jut pointing it out :