Everything posted by obfuscator
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Yeah, one of the issues is making sure it's something that can reasonably be fixed in a limited timeframe. I think the new feature I had to write was sending an email when they pressed a button or something really simple, and the bug was also not that complicated. When I ran the interviews myself what I picked was a bit harder (it was a more complex piece of software) so people struggled with it more. Definitely a balancing act, but still a good idea in principle.
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I liked what one of my former employers did for technical interviews. They gave me a copy of some of their production code that contained a bug, and told me to fix it, and then to add a feature. That way I had an actual IDE to work with, and realistic challenges to work on (how often are you actually going to have to do anything like the standard programming tests, unless you're working at a really low level?). I liked it so much I continued the process for when I ran interviews myself.
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Pretty sure the only reason she said that was because i wasn't exactly the most attractive kid in high school and telling me i'm unpopular (which i mean, i was) is better than telling me i'm ugly as shit and i should stay in the friend zone i was placed in. Know what i mean? Besides, i mean it was 10 years ago. Literally. I'm sure she's changed.
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Yeah that's the thing about words like "wealthy" or "well off". It's really relative. For someone who's poor, making even the average income seems wealthy in a sense. But I doubt Bill Gates thinks someone making a million dollars a year is wealthy.... That's the use of comparing against something like an average income. It's not perfect, but at least it gives a general sense of where the rest of the country is at Most people who own a small business (if it's successful) will be much better off than someone who just owns a car and a house.
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This isn't true. The only time not paying in full helps your credit is when your utilization is extremely low (since having a dormant card hurts your score). It's basically *never* a good idea to not pay a card off in full. The rest of your point is basically right though, with a caveat. Financially illiterate people subsidize credit card usage for the financially literate, essentially. People who never pay interest on their cards don't make the companies money (outside of the transaction fees they charge vendors, of course), but people who don't know how to use credit cards (and accumulate interest) make the companies a ton of money. In that sense, the financially literate are a sort of "loss-leader" for the industry...but they can benefit personally a fair bit, between points and other perks. @Veiva: A secured card is designed to let people with no history slowly build it. I'd go for it (if the deposit is within your means of course). Alternatively you may be able to find some sort of student card with a small limit that requires no score (that's how I started). Your brother probably is in his situation because some history (even if it's not great) is better than no history. Unless your brother is racking up massive debts and never paying at all, the credit card company is making money off him when he pays interest. As long as he continues to pay it his score would still be mediocre, which is better than no score (at least as far as the card issuers are concerned)