Blizzard also offers this. The bank space is not a good reason to get the usb key. If your too lazy to keep your usb key next to your pc at home and look at it to type in your pass... Then you have no real reason to be playing imo. If you play somewhere else, go out and get a job and get a pc to play at home, if your 13 mow some lawns save up money and get a pc. If you play this at work, then your not working and are therefore useless to your company. I made that point due to people saying they dont want to have to remember the USB device... If you simply keep it on your pc desk you'll never lose it in theory. This USB Device is for those of us who want Extra security for our accounts. My account on runescape is 8 years old and has never been hacked or scammed... That right there is reason for most to not get a USB key gen. BUT to me its even more reason to get one. Added security is needed in this day in age. I'll use FUNCOM as an example. i played age of conan for like 2 months but i used my debit card. Their system shows your credit card number in your account settings. My account was hijacked and they stole my debit card number and spent like 600$. IF funcom had the usb keygen that never would of happened.