Recently the 3 biggest auto industries in the USA have gone bankrupt, so they are asking the bank for a 25 billion dollar loan. The bank has to decide between these pros and cons: The bank may not want to give them the loan because American's don't want to buy SUV's or Trucks' (gas hogs.) Although the price of gas is going down, American's are starting to realize that things from Toyota give a lot better gas mileage. Toyota isn't in debt neither, therefore they can upkeep a fair warranty and down payment deals on vehicles. But, The bank may want to give them a loan because these industries have been with them for more than 50 years. This is only the 2nd crisis in these industries since 1970's. The reason that the 3 big industries are in debt is because they pay their employees a huge amount of salary, give them full health benefits, give them a full pension after they are 45 years old, and multiple other discounts on certain products (almost anything over $1000 that isn't foreign) Employees at these industries complain, "Hey, we are not lazy, nor are we babies. We have worked for these benefits and pay" What are you thoughts over this?