Yea I get annoyed by rich people. Like *ahem* Empror1 (love ya buddy ), who went from like 70->99 in a month or two might mage and palms. Then he quit for 2 months, came back, and I still wasn't 99 hehe. Thanks for your support, it means a lot to me :D
Actually there was a glitch a long time ago where you could take them off tutty island. All you did was put them in the last bank slot and they would be waiting for you in your bank when you got to the mainland. Note: Does not work anymore.
I'd say around 4. Just cut scrapey trees and fletch the bark and load the hopper the whole game, don't run around and get coloured flowers, etc. You get 100+ POE per game for sure.
Have no fear! When I started going for 99 farming a lot of people told me I'd probably give up before getting to level 80 even, but look at me now, almost halfway to 99! Keep at it, stick to your goal, and remember, HAVE FUN DOING IT!! :D