wow, such a great article, and you're completely right about people not learning until they finally get "hurt" i lost around 500k's worth of stuff one time from a hacking (i was a real noob back then, that was a huuugggee fortune to me) because i gave my pass... now i change my pass around once evre 2 months, and reset my recovery questions 2/3 times a year, i should probably change my pin soon too