In the future IF POHs come out I think they may come out IF carpentry comes out. You would use your carpentry skill to build your own house on a plot of land. Then you would have space for a garden. I think you should then be able to buy via a delivery service items such as a range, sink, bed, chest for storing independant of your bank and so on, different types of items like if your rich a realy good bed. Or using carpentry again make your own items you could even make a bed if you have enough feathers. Now for the garden you could have a tree, flowers and your choice of farming patch. So what would you have? For me. As standard; range, sink, best bed I could buy, storage chest suit of armour, a wardrobe for clothes and of course a table. In the garden just to be posh I would take a white tree cutting and grow it in a tree patch, my own personalised flower bed, and a pond.