I'd give it 9/10, i like the way you have more skill items than rares or cash. A suggestion of mine would be to sell your black cav and zammy robes and buy something with good bonuses. ;) And why wear zammy cape when you have a fire and firemaking cape? FIRE CAPE IS COOLER! :D Yeah 1 single item could affect my rating of your bank, but not if it was an expensive item like a party hat.