1. If a friend from RL lent you a party hat to wear once and give back, would you take it? Nope. Give back. 2. If an ingame friend gave you his partyhat to wear then give back, would you take it? Still no. Give back. 3. If a rich person you hardly knew lent you his partyhat to wear and give back, would you take it? No. Give back. 4. If you knew someones password, and knew they were rich, would you take their stuff? Never, not ever, EVER. 5. Would you kill a skulled person in the wilderness for a partyhat? probly not. 6. Would you accept a duel with a much lower level that stakes all his money (say 5 mil)? Nah. 7. If someone died, and dropped something valuable, would you give it back. AND how valuable would it have to be for you to keep it? I'd take anything worth less than 100gp probably, any food or potions too. Pretty much anything that can be used up and not worth alot. Return everything else. I'm a nice guy...