The thing is, I can sort of understand Jagex taking the decision to implement a loyalty program to give people incentives to keep paying for membership, but this move kind of says to people "pay by prepaid card or you might miss out on content." With holiday items for instance EVERY player has the opportunity to get the items within a reasonable time scale, but some players might not even have access to these prepaid cards which immediately puts them at a disadvantage. I also don't see why I, a member for over four years that has paid by debit card for the majority of this period, should not be able to access these items unless I switch to a more expensive and inconvenient payment type.