Sad, but true, although the value of Tetsu depends on how much time he is willing to invest in getting the armor. Getting the cash required for Torva is no joke, especially if he is not very active. Tetsu requires a small amount of effort each day over a longer period of time as well as base 90 smithing (about 2-3 months, at least, starting from scratch), while Torva requires a large amount of effort (but can be done in a much shorter time frame than Tetsu) but does not require any specific skills. In the end though, going Torva or Tetsu, difference isn't very large (at least not large enough for Torva to pay for itself within any reasonable amount of time). If I were to get torva, I'd make sure I have drygores first, the upgrade is much bigger, and it's easier to get (~100m for a pair of maces, compared to >300m for a full set of torva, or ~200m for the chest and legs only) On a side note, anyone know what Captain setup is ideal? 2 Morale, 2 SF and 1 combat?