If you were given a $1000 to make a difference...

[Nadril]

$1000 dollars isn't going to help anything that I would care to help.

 

 

 

 

 

 

 

I'm with Zon on this one, i'd save it or something. No use throwing away $1000 on something pointless.

[Earpy]

I would pay Tony Blair to resign. That why I can help everybody in the UK :thumbsup:

[Anesthesia]

I'd give it to my parents.

[unknownmasterofnothing]

lottery tickets to get money that can really matter.

[Fat_Slug]

donate it to families who are on the breadline financially wise through no fault of their own.

[Kiriyama]

Place it in the stock market to increase it.

 

 

 

 

 

 

 

Go to Peru and help build stuff for the street kids.

[Guest GhostRanger]

 

I would give it to my church that is already 10 million dollars in debt and is about to open 3 free health clinics in our region.

 

 

 

 

 

 

 

...What the hell... Maybe they should pay back their debt before opening more locations.

 

 

 

 

 

 

 

Maybe helping people is more important than money?

 

 

 

 

 

 

 

Have you never bought something on credit? The point of it is normally so that you can incremently pay it off, and still have money to do other things. For instance, I have a loan out for a car that is being paid off. In June, after the car payment was made, I bought a new computer. Should I have not bought the computer because there is still more to pay on my loan, even though I am already making the regular and needed payments on my car? You appear to know very little about finances...

 

 

 

 

 

 

 

In this church's case, it could pay off $10 million dollars in a year - but why do that when you could instead make regular and smaller payments on a loan, and then do other stuff with other finances it has? The opportunities to help people exceeds the money it might have at certain times, but because of credit and responsible spending, a balance can easily be achieved.

[apinagez]

 

 

I would give it to my church that is already 10 million dollars in debt and is about to open 3 free health clinics in our region.

 

 

 

 

 

 

 

...What the hell... Maybe they should pay back their debt before opening more locations.

 

 

 

 

 

 

 

Maybe helping people is more important than somebody else's money?

[Mercifull]

There's a program on in the UK tonight called The Secret Millionaire. Its a new TV series in which some of the UKs richest people go incognito into deprived areas of the country to try and help and then at the end of the episode give some money to the people who they feel deserve it the most. (i think, todays ep will be the first episode)

[insane]

 

 

 

I would give it to my church that is already 10 million dollars in debt and is about to open 3 free health clinics in our region.

 

 

 

 

 

 

 

...What the hell... Maybe they should pay back their debt before opening more locations.

 

 

 

 

 

 

 

Maybe helping people is more important than somebody else's money?

 

 

 

 

 

 

 

Misquoting is against the forum rules, not to mention you clearly have no idea about how a church/tithing money works.

[BlueTear]

Read the beginning please. It's help SOMEONE ELSE, not YOURSELF.

 

 

 

 

 

 

Read what Uldric said please. Invest the money, get more money, use more money to help people. I'd go with that as well.

In this church's case, it could pay off $10 million dollars in a year - but why do that when you could instead make regular and smaller payments on a loan, and then do other stuff with other finances it has? The opportunities to help people exceeds the money it might have at certain times, but because of credit and responsible spending, a balance can easily be achieved.

 

 

 

 

 

 

 

Well... I make no claim to be a financial expert, but... How much interest would one pay on a 10 million dollar loan, anyway?

[BlueLancer]

My church has many different orgizanes

 

 

 

 

 

 

 

That's going to be my online nickname for a badass spanish street fighter, if a game with such a character is released.

 

 

 

 

 

 

 

-

 

 

 

 

 

 

 

On the issue of $1000, I wouldn't really agree with those who said 'put it in stocks'. The risk-reward ratio is horrible if you're planning to grow it into a significant sum, say millions. You may also want to diversify the funds, and if you diversify $1k, you are investing almost literally nothing. The returns will barely go up and the losses are heavy if the stock goes down.

 

 

 

 

 

 

 

You could try selling short some stocks that are almost sure to climb back up in price, and make good money with just $1k. But I wont go further into that.

 

 

 

 

 

 

 

US$1,000 is, to me, insufficient to make a difference I'd care about.

 

 

 

 

 

 

 

I must agree with Zonorhc. Viktor, while you personally are in no way naive (in my opinion), the person who created this argument of what you'd do with $1,000 was. That sum of money doesn't mean anything. People who couldn't care less about poor people gamble 100 times that amount just by chipping a bet chip on a poker table in seconds.

 

 

 

 

 

 

 

Also, how would you maximise the helping effect of the money? Let's see, we can't send it to poor countries where people really need it. The aircraft fee would almost exceed the value of the food.

 

 

 

 

 

 

 

Most importantly, it doesn't help nearly anybody. You could give it to any charity or do whatever you want, it wont make a real difference (sadly). Maybe it would if all people committed $1,000 to helping others who are less fortunate.

[apinagez]

It would be misquoting IF I'd made it sound like Ghost said that... Which I clearly didn't, since my post is in italic.

 

 

 

 

 

 

 

Anyway, let me put my point straight:

 

 

 

While distributing money, Ghost's church is taking away 10 million dollars from circulation, and thus making his local economy weaker.

 

 

 

I believe that money would end up helping the poor anyway, by giving the local employers means to hire more people, and thus reduce the poverty and unemployment levels naturally.

 

 

 

I don't know how exactly his church invests that money, but I believe it's on 'emergencial' programs that hand out food, healthcare and so on. Those programs don't help society as much as a solid economy with employed, and educated people. Those only create dependence relationships between the poor and the Church.

 

 

 

Also, there's no need for a religious group to be involved on those processes. In my humble opinion, those are not worth the price of having a youth professing that "Christians are the only people with morals and are thus superior."

[Star.]

An entrepenuer, such as myself, would turn that $1000 into $10 million in a matter of days and the effect would be so large that they, in this case me, would be a world idol and be worshiped.

[Viktorkrum77]

An entrepreneur, such as myself, would turn that $1000 into $10 million in a matter of days and the effect would be so large that they, in this case me, would be a world idol and be worshiped.

 

 

 

 

 

 

 

Really? Well if you can do that, how come you haven't already done it? Surely $1000 isn't that hard to acquire, it's not that much money.

 

 

 

 

 

 

 

I'll be here waiting for your name on CNN and MSNBC.

[Ragen]

* Slaps Viktor with another fish*

 

 

 

 

 

 

 

I raise about ÃÆââ¬Å¡Ãâã300 every year through charity work and that goes to Water Aid. I think that it is a very good cause, trying to get clean drinking water to as many people as possible in countries where gettting clean water is impossible.

[andufusthebronze]

nsppc. cruelty to children has to stopfull stop.

[Guest GhostRanger]

 

Read the beginning please. It's help SOMEONE ELSE, not YOURSELF.

 

 

 

 

 

 

Read what Uldric said please. Invest the money, get more money, use more money to help people. I'd go with that as well.

In this church's case, it could pay off $10 million dollars in a year - but why do that when you could instead make regular and smaller payments on a loan, and then do other stuff with other finances it has? The opportunities to help people exceeds the money it might have at certain times, but because of credit and responsible spending, a balance can easily be achieved.

 

 

 

 

 

 

 

Well... I make no claim to be a financial expert, but... How much interest would one pay on a 10 million dollar loan, anyway?

 

 

 

 

 

 

 

Not sure exactly how it works. I know the church will be debt free in about 5 years, though.

 

 

 

 

 

 

 

Anyway, let me put my point straight:

 

 

 

While distributing money, Ghost's church is taking away 10 million dollars from circulation, and thus making his local economy weaker.

 

 

 

I believe that money would end up helping the poor anyway, by giving the local employers means to hire more people, and thus reduce the poverty and unemployment levels naturally.

 

 

 

I don't know how exactly his church invests that money, but I believe it's on 'emergencial' programs that hand out food, healthcare and so on. Those programs don't help society as much as a solid economy with employed, and educated people. Those only create dependence relationships between the poor and the Church.

 

 

 

Also, there's no need for a religious group to be involved on those processes. In my humble opinion, those are not worth the price of having a youth professing that "Christians are the only people with morals and are thus superior."

 

 

 

 

 

 

 

I think your entire point is based off of assumptions about what the money is being used for. I could also mention that alongside of the three health care clinics that are being opened, Southland has also adopted two public elementary schools that are grossly underfunded because of the area of town they happen to be, and will be renovating and taking care of a lot of the needs that the PTA and other forms of parent involvement normally take care of in other public schools. None of the things I've mentioned on this thread have anything to do with charitable handouts except the free health clinic - and I would be pretty scared if you tried to convince me that free health care would be a bad thing for someone who can't get a job better than Wal Mart or Burger King.

 

 

 

 

 

 

 

And your last line was ridiculous. I have said countless times that I don't think that "Christians are the only people with morals and are thus superior." I have said the exact opposite numerous times - so if you are even trying to imply that I believe that, I think you need to take it back.

[lawrencekill]

 

 

I would give it to my church that is already 10 million dollars in debt and is about to open 3 free health clinics in our region.

 

 

 

 

 

 

 

...What the hell... Maybe they should pay back their debt before opening more locations.

 

 

 

 

 

 

 

Maybe helping people is more important than money?

 

 

 

 

 

 

 

Have you never bought something on credit? The point of it is normally so that you can incremently pay it off, and still have money to do other things. For instance, I have a loan out for a car that is being paid off. In June, after the car payment was made, I bought a new computer. Should I have not bought the computer because there is still more to pay on my loan, even though I am already making the regular and needed payments on my car? You appear to know very little about finances...

 

 

 

 

 

 

 

In this church's case, it could pay off $10 million dollars in a year - but why do that when you could instead make regular and smaller payments on a loan, and then do other stuff with other finances it has? The opportunities to help people exceeds the money it might have at certain times, but because of credit and responsible spending, a balance can easily be achieved.

 

 

 

 

 

 

 

I was talking about interest mainly. That 500 thousand dollar interest collected(maybe more depending where you live and which bank you're borrowing from, my area charges up to 10% APR so that's $1 million) could help a lot of people, unless your church doesn't get charged for interest.

 

 

 

 

 

 

 

But I suppose the money is needed ASAP.

 

 

 

 

 

 

 

And I was unaware that your church could pay off $10 million in a year. Don't expect church's too have that much funds, unless they're big, huge numbers of them, etc.

 

 

 

 

 

 

 

Oh and about the car thingy, it depends what kind of loan you have. If it's set monthly payments, you only have to save about 3 months of the car payments and you can buy the computer. You can't pay extra on the loan anyways.

[Guest GhostRanger]

The church has around 8,000 members - attendance is usually upwards of 10,000 a weekend - and the weekly offering is usually around $200,000. I know the debt is about $10 million and should be paid off in about 5 years - I believe they're moving ahead of schedule.

 

 

 

 

 

 

 

That's what I'm saying about the car. Maybe I could empty my entire savings account and buy it - but then it might be hard for me to buy some things I need for awhile. Whereas, with a loan, I might spend more money in the long run - I won't have to go a long period of time without any money. That's more logical.

[Militaris]

Anyone who says that it is not enough to make a difference need to start thinking, $1000 is quite a bit of money and for many charities and organizations even $10 is gratefully received. $1000 by itself might not be enough, but when combined with other funds it helps to boost the total amount.

 

 

 

 

 

 

 

I would most likely give the money to a organizations or charity which I believe is doing a good job. If I must choice a specific group I would give it to the local RSA.

[jimi2424]

id use it to get a band started and start a revolution :shock:

 

 

 

 

 

 

 

It would change the world forever

 

 

 

of course it would be for good and peace and rightousness but it would rock harder than anything ever before concieved

 

 

 

 

 

 

 

dont underestimate the power of music

[MyPurpleCrayon]

I'd by myself some new shoes, and some expensive cologne.

[Star_Fox]

just quit runescape and save my grades. cuz of many things i have unlocked, it merely seems impossible. :cry:

 

 

 

 

 

 

 

thousand dollars isnt alot imo...but it can make alot of difference by donating to the hungry and buying cards from deaf people would help alot

[lawrencekill]

The church has around 8,000 members - attendance is usually upwards of 10,000 a weekend - and the weekly offering is usually around $200,000. I know the debt is about $10 million and should be paid off in about 5 years - I believe they're moving ahead of schedule.

 

 

 

 

 

 

 

That's what I'm saying about the car. Maybe I could empty my entire savings account and buy it - but then it might be hard for me to buy some things I need for awhile. Whereas, with a loan, I might spend more money in the long run - I won't have to go a long period of time without any money. That's more logical.

 

 

 

 

 

 

 

Well emptying your entire saving to buy something optional instead of what you "need", is not a good idea.

 

 

 

 

 

 

 

Just worried the church might dig itself into a deep hole of debt (though I doubt it, definitely some church members who know a good bit about financing), which they can only make enough to pay the interest of the loan.

 

 

 

 

 

 

 

It was my fault in the beginning to assume that your church did not receive a lot of money from donations and would be unable to pay off the loans.