I was feeling the same way, I've played for almost six years, not a single 90 skill at the time. So I grinded 99 cooking. I wish I hadn't. Do not get a 99 just to have it, in the end its not as satisfying as you might think. Grinded fletching till 99 just for the cape yet now I hardly have any 90+ skills I do have 2 Skills wich are high but Dont push them to 99 (97 cooking, 96 ranged) they will lvl eventually when it is needed OT spend the 7m in some gear whip/obby shield some decent armour like rune and go questing for Fremmy helm Do some slayer or consentrate on a non combat Skill in that case dont buy the whip and stuff But like an Dragon hatchet for wc or anything like that GL in making a healthy bank :)