Sentimental values, usefulness, stylishness, bragging rights, and other such values count as well. Do you value your home at only its monetary value in real life? Would you not also consider the countless hours invested in upkeep and shopping for furniture, the location and convenience, and the memories you created in your home as well as the actual cash value? Often you'll hear stories of developers trying to buy a farmer's land to build a mall, et cetera, and he won't accept even fantastic offers. His family has farmed that land for generations, and he doesn't value it in solely monetary terms.